USFD Methodology: The Financial Lives of Low-Income Americans
USFD Methodology: The Financial Lives of Low-Income Americans. USFD employs a methodology that combines quantitative and qualitative research. By observing household finances over long periods of time and at frequent intervals, the data represents detailed financial information from participating families. This brief provides an in-depth look into this methodology and an introduction to project-specific topics such as household assets and debts, cash flows, employment, financial goals, and general attitudes about money..