About the U.S. Financial Diaries Project

USFD is a research project tracking more than 200 low- and moderate-income households over the course of a year, and collecting highly detailed data on household financial activity. The project is a joint initiative of New York University’s Financial Access Initiative (NYU-FAI),The Center for Financial Services Innovation (CFSI), and Bankable Frontier Associates (BFA). 

We have begun data analysis and have published some preliminary findings; we will post additional results as they become available throughout the project.

Click the links below to read:


Read the complete project description »



Last week the New York Times highlighted a trend among low-income communities: people seeking tax prep at unregulated, sometimes fraudulent

Two weeks ago I attended a Payments Bootcamp put on by Glenbrook Partners (a 2-day class they hold several times a year) to learn more about how the payments industry works behind the scenes. There is a lot to learn.


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